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Home Loan
Lenders | interest rates | Processing Fees* (Rs.) |
|---|---|---|
ICICI Home Finance | 9.20% – 12.25% | 0.75% – 2.5% |
India Shelter Finance Corp. Ltd | 12% - 20% | 2% – 3%
|
Aditya Birla Housing Finance Ltd. | 9% - 12.50% | Up to 1%
|
Indiabulls Housing Finance | 8.65% onwards | Up to 2%
|
Federal Bank | 6.60% - 7.80% | 0.50% (Min. Rs. 10,000; Max. Rs. 45,000)
|
Union Bank of India | 6.40% - 7.65% | 0.50% subject to a maximum of Rs. 15,000
|
IDBI Bank | 6.75% - 9.90% | Up to Rs. 35 lakh: Rs. 3,500 to Rs. 7,500
|
Bank of India | 6.50% - 8.35% | 0.25% subject to Min.Rs.1,500 and Max. Rs.20,000
|
Tata Capital Housing Finance | 6.70% onwards | Up to 0.5%
|
Axis Bank | 6.75% - 11.50% | Up to 1% (Min. Rs. 10,000)
|
Punjab National Bank | 6.55% - 7.95% | Full waiver of upfront/processing fees and documentation charges from 01.01.2022 to 31.03.2022
|
ICICI Bank | 6.70% - 7.55% | 0.50% – 2.00% or Rs. 1,500 (Rs. 2,000 for Mumbai, Delhi & Bangalore), whichever is higher
|
Bajaj Finserv | 6.65% - 14% | Up to 6%
|
Bank of Baroda | 6.50% - 8.25% | 0.25% – 0.50% (Min. Rs. 8,500 & Max. Rs. 25,000)
|
HDFC | 6.70% - 8.70% | Up to 1.5% or Rs. 3,000 (Rs. 4,500 for self-employed non-professionals), whichever is higher
|
Tata Capital Housing Finance | 6.70% onwards | Up to 0.5%
|
State Bank of India | 6.70% - 7.85% | No processing fee
|
LIC Housing Finance | 6.70% – 8.05% | As applicable
|
Kotak Mahindra Bank | 6.55% onwards | Up to 1% plus statutory dues
|
HDFC Bank | 10.25% - 21.00% | Up to 2.5% |
Home Loan?
Almost all scheduled banks and a slew of Housing Finance Companies (HFCs) provide home loans to help people buy houses. Currently, the interest rate on a home loan ranges from 6.40 percent per annum to 30 percent per annum, depending on the applicant's credit score, monthly income, loan amount, LTV ratio, job profile, employer profile, and other factors. Depending on the credit profile of the loan applicant and the LTV ratios set by the lenders, the house loan amount might range from 75 percent to 90 percent of the home's worth. We let you evaluate house loan interest rates and other features given by top banks and HFCs, as well as make online applications for the best home loan alternatives, at Tushar FINCorp.
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